Game Instructions

The game instructions are available in the pdf below:

Download the Loy Loy rules PDF file

An important note about the savings groups in the game

The type of savings group used in the game is just one of the variations of the many Rotating Savings and Credit Associations (ROSCAs) used around the world. It is one commonly used in Cambodian garment factories and so it is the variety used here.

If you would like to read more about ROSCAs you can refer to the following academic references:

Ardener, Shirley and Sandra Burman. “Money-Go-Rounds: The Importance of Rotating Savings and Credit Associations for Women.” Oxford: Berg, 1995.

Geertz, Clifford. The Rotating Credit Association: a middle rung in development. Cambridge, Massachusetts, United States: Massachusetts Institute of Technology, Center for International Studies, 1956.

Rutherford, Stuart, The Poor and Their Money Oxford University Press, 2000.